Insurance

Saga journey insurance coverage evaluate 2022 | Learn before you purchase

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The next evaluate focuses on cowl supplied by one of many UK’s main over 50s vacation and insurance coverage specialist.

Who’s Saga?

Saga is a British primarily based vacation and insurance coverage specialist for the over 50s. Having began life as a Folkstone primarily based journey firm in 1951, Saga now owns its personal cruise ships, has a chartered fleet of river cruise ships and presents a variety of insurance coverage and monetary merchandise together with automobile insurance coverage, residence and medical health insurance and fairness launch.

Reading:: Saga travel insurance review

What does it cowl?

Saga present single journey and annual journey insurance coverage for the over 50s. Their journey insurance coverage is complete, contains cruise insurance coverage as customary and has no higher age restrict. It additionally covers most pre-existing medical circumstances and over 40 well-liked leisure actions.

Right here’s how every possibility works:

Saga single journey vacation insurance coverage

Single journey journey insurance coverage covers you for a single journey to a number of locations for as much as 120 days. This contains the next providers as customary:

  • As much as £10,000 cancellation cowl
  • As much as £10 million emergency medical cowl
  • As much as £5,000 baggage cowl
  • As much as £1,500 for a substitute flight
  • As much as £1,500 enforced keep cowl
  • As much as £5,000 substitute lodging cowl
  • As much as £10,000 abandonment cowl
  • 24/7 journey helpline
  • Flexibility so as to add household and buddies below 50 years of age

Get a single journey Saga quote

Saga annual journey insurance coverage

Annual journey insurance coverage offers the identical advantages as single journey insurance coverage with one large distinction. You’re coated for a number of journeys all year long. This contains insurance coverage for as much as 120 days per 12 months, with a most of as much as 45 days per journey and with an possibility to extend this to 60 or 90 days for some areas.

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Relying on the extent of canopy you select, Saga journey insurance coverage protects you within the following areas:

  • Europe
  • Worldwide excluding USA, Canada and the Caribbean
  • Worldwide

Get an annual journey Saga quote

saga holiday insurance

Does Saga supply coronavirus journey insurance coverage cowl for the over 50s?

Saga journey insurance coverage now contains customary covid-19 cowl must you take a look at optimistic for coronavirus inside 14 days of journey. It additionally offers cowl ought to your vacation be reduce brief attributable to coronavirus, plus as much as £10,000,000 of emergency medical bills and repatriation charges to get you again residence.

It’s price mentioning that Saga’s journey insurance coverage is not going to cowl you for journey to any nation listed as locations to keep away from on the governments Overseas and Commonwealth web site.

How a lot does Saga journey insurance coverage price?

The price of Saga journey insurance coverage will depend on the traveller’s age, well being and the kind of cowl required. For instance, for a self-catering vacation to Spain, a 60 12 months outdated can anticipate to pay £33.55 for Saga single journey insurance coverage or £60.72 for Saga’s annual journey insurance coverage.

Each these choices have an extra of £150, £10,000 of cancellation cowl, no winter sports activities and no extra travellers. You do have the choice to vary the extent of cancellation cowl or the surplus while you apply, which in flip will affect the worth you pay.

Am I eligible for Saga journey insurance coverage?

To be eligible because the coverage holder for Saga journey insurance coverage you have to be at the very least 50 years of age nonetheless there isn’t a higher age restrict. It’s essential to dwell within the UK and disclose any pre-existing medical circumstances, or your coverage may very well be invalid.

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Saga will solely look to supply cowl for identified medical conditons subsequently if you’re below investigation or awaiting take a look at outcomes of an undiagnosed situation, no cowl shall be accessible.

Is Saga journey insurance coverage any good?

Saga journey insurance coverage has the very best attainable Defaqto score. It additionally has a Trustpilot rating of 4.6 out of 5 for all its insurance coverage merchandise. This implies each prospects and client champions alike price Saga journey insurance coverage as wonderful.

With no higher age restrict and canopy for many pre-existing medical circumstances, Saga presents complete journey insurance coverage as customary. This implies it’s easy to rearrange but nonetheless presents flexibility to tailor the coverage by altering the surplus, including extra travellers and altering the extent of cancellation cowl.

And if you’re planning a cruise, all of Saga’s journey insurance coverage insurance policies present cruise journey insurance coverage as customary too.

Incessantly requested questions

Who’s Saga journey insurance coverage underwritten by?

Saga Journey Insurance coverage is underwritten by Astrenska Insurance coverage Restricted, which meets our excessive requirements of high quality and repair.

Does Saga journey insurance coverage cowl embody repatriation?

Saga journey insurance coverage contains repatriation charges as a part of the £10 million emergency medical cowl. This contains your repatriation whether it is medically vital and one pal or relative if the physician thinks it’s acceptable.

Do Saga holidays and Saga Cruises embody journey insurance coverage?

All abroad Saga Holidays and Cruises embody non-compulsory complete journey insurance coverage, topic to a medical screening. Nevertheless, must you want to decide on your individual journey insurance coverage, a worth discount could be accessible.

Examine Saga journey insurance coverage quotes

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