Credit Cards

IndianOil HDFC Financial institution Credit score Card – Test Options & Apply On-line


Key Highlights of the IndianOil HDFC Financial institution Credit score Card

  • Earn 5% of spends as Gasoline Factors (FP) on IndianOil Gasoline retailers, Groceries, Invoice funds & utilities.
  • Earn 1 FP per Rs. 150 spent on different purchases.
  • 1% of gas surcharge waiver on all gas transactions.
  • Annual charge waiver if annual spends exceed Rs.50,000 within the earlier 12 months.
  • The Gasoline Factors accrued could be redeemed in direction of IndianOil XTRAREWARDS.

Options and Advantages of IndianOil HDFC Financial institution Credit score Card

Gasoline Advantages

  • Earn 5% of your gas spends as Gasoline Factors.
  • At any IndianOil petrol pump, rise up to 250 Gasoline Factors every month for the primary 6 months.
  • Publish 6 months get 150 Gasoline Factors in a month.
  • 1% gas surcharge will probably be waived on all transactions ranging between Rs.400 and above.

Gasoline Level Advantages

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  • For each Rs.150 spent on the cardboard for different purchases, get 1 Gasoline Level.
  • On invoice funds and groceries, get 5% of your spends as Gasoline Factors.

Milestone Advantages

  • The renewal charge of Rs.500 will probably be waived in case your annual spends exceed Rs.50,000 in a 12 months.

Different Advantages

  • First-year charge waiver on spends of Rs.20,000.
  • Get computerized PayZapp activation by making 1 transaction valued at a minimal of Rs.500 inside the first 90 days of card issuance.
  • If registered from SmartPay, the cardboard will probably be out there for you at no cost.

IndianOil HDFC Financial institution Credit score Card Restrict

The credit score restrict in your IndianOil HDFC Financial institution card will probably be assigned on the discretion of the financial institution. HDFC Financial institution considers a number of elements earlier than including the credit score restrict to your bank card. A few of these elements are the credit score rating of the first applicant, the credit score report, the annual earnings, in addition to, the compensation habits of previous and ongoing money owed.

Redemption of Gasoline Factors

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You’ll not be receiving any reward factors with the transactions made with this card as the opposite bank cards provided by the financial institution. Nonetheless, you can be receiving Gasoline Factors for every transaction made since it’s co-branded by Indian Oil Company.

The Gasoline Factors which is given to you could be redeemed as CashBack in your card. It’s also possible to redeem the Gasoline Factors to buy merchandise from the HDFC Rewards Catalogue.

Aside from this, the Gasoline Factors can be redeemed at no cost gas utilizing the complimentary membership given to you for the IndianOil XTRAREWARDS Program.

IndianOil HDFC Financial institution Credit score Card Charges and Prices

Eligibility Standards of the IndianOil HDFC Financial institution Card

If you click on the ‘Apply Now’ possibility on the web site of HDFC Financial institution, you’ll have to submit a couple of major particulars. As soon as completed, the financial institution will examine if you’re eligible for a bank card and can get involved with you.

The perfect eligibility standards for the bank card is:

  • The first applicant should be a citizen of India.
  • The age of the applicant should be between 18 and 70 years outdated.
  • The age of the add-on applicant should be above the age of 15 years.

Paperwork Required to Apply for the IndianOil HDFC Financial institution Credit score Card

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You’ll need to submit a number of paperwork through the software process. Listed below are a few of the paperwork that are required:

  • Handle Proof
    • Ration Card
    • Voter ID
    • Passport
    • Aadhaar card
  • Proof of Id
    • Passport
    • Driving License
    • Aadhaar card
  • Proof of Earnings
    • Wage Slip
    • IT Returns
    • Kind 16

The listing of paperwork talked about above is indicative. The financial institution might ask you to submit some other doc through the software process or after relying on the requirement.

FAQs on IndianOil HDFC Financial institution Credit score Card

  1. Are there reward factors on the IndianOil HDFC Financial institution bank card?

    No, there aren’t any reward factors like different bank cards issued by the financial institution. Since it is a gas bank card, you’ll obtain Gasoline Factors which could be redeemed.

  2. What’s the month-to-month rate of interest on the bank card?

    HDFC Financial institution will cost you 3.49% monthly because the rate of interest. Yearly, it calculates as much as 41.88%.

  3. What’s the gas surcharge waiver on the IndianOil HDFC Financial institution bank card?

    The 1% gas surcharge will probably be waived off on all gas transactions with the bank card. The minimal buy quantity should be Rs.400, nonetheless, there isn’t a higher restrict.

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