Credit Cards

HDFC Regalia Credit score Card – Examine Options, Advantages & Charges


Key Highlights of HDFC Regalia Credit score Card

  • Spend Rs.5 lakh or extra in an anniversary yr and earn 10,000 reward factors.
  • You’ll be able to avail as much as 15% low cost on the invoice each time you dine-out.
  • Earn rewards quicker along with your Regalia card.
  • Redeem your accrued factors for enticing presents and rewards out there completely for Regalia cardholders.
  • Take pleasure in as much as 50 days of interest-free interval.
  • Take pleasure in a low overseas foreign money mark-up price of two% once you use your card abroad.

Advantages and Options of HDFC Financial institution Regalia Credit score Card

Journey Advantages

  • Complimentary airport lounge visits: With a complimentary Precedence Go membership, take pleasure in entry to greater than 1,000 airport lounges throughout the globe. The first member together with the add-on bank cards will get 6 complimentary visits to lounges exterior India in a calendar yr.
  • Cardholders may also take pleasure in complimentary entry to home airport lounges, by means of the Regalia Visa Credit score Card Lounge program. The programme supplies 12 free visits to home airport lounges in a calendar yr.
  • Journey concierge providers: HDFC Financial institution supplies journey concierge help service to all its Regalia Credit score Card customers serving to them to customize their journey expertise.
  • Complete air journey cowl: Cardholders are eligible for air accident demise cowl of Rs.1 crore, emergency abroad hospitalisation cowl of Rs.15 lakh and credit score legal responsibility cowl value Rs.9 lakh.
  • Airport privileges: Take pleasure in precedence check-in and waitlist clearance, extra baggage allowance and an choice to earn 9 Membership Vistara factors on each Rs.100 spent on the cardboard.

Gas Advantages

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  • Get flat 25% off at over 2,000 companion eating places
  • Get a 1+1 on buffet at greater than 200 eating places
  • You get a further 5% off and Zero comfort price.
  • You get early entry to festivals and occasions like Gourmetlicious.

Eating Advantages

  • Complimentary Zomato Gold membership: Take pleasure in Zomato Gold membership for 1 yr at no cost along with your card. Additionally, take pleasure in as much as 2 drinks at no additional price once you dine at taking part eating places.

Observe: Zomato Gold membership is legitimate just for Regalia playing cards issued after 20 March 2019 and is proscribed to the first cardholder.

Renewal advantages

  • The renewal price is waived off when you spend over Rs.3 lakh through the earlier yr.

HDFC Regalia Credit score Card Restrict

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The cardboard restrict is on the discretion of the financial institution and depending on components akin to your credit score rating and credit score historical past.

HDFC Regalia Reward Level Advantages

  • Earn 4 reward factors on each Rs.150 you spend in your card.
  • Get 10,000 Reward Factors on spending Rs.5 lakhs in a yr.
  • Earn extra 5,000 Reward Factors on annual spends of Rs.8 lakhs.

HDFC Regalia Reward Level Redemption

Reward factors earned in your Regalia card expire inside 2 years of accumulation. You’ll be able to redeem your present factors by following the steps beneath:

  • Go to the devoted HDFC Regalia portal ( and select from the checklist of redemption choices.
  • Alternatively, you too can select from the choices listed beneath the ‘SmartBuy’ part on the HDFC Financial institution web site or on NetBanking.
  • Choose the voucher/reward and ensure your choice, after which the factors stand redeemed.

Charges and Expenses of the HDFC Financial institution Regalia Credit score Card

A number of the charges and expenses related along with your card might be discovered beneath:

HDFC Regalia Credit score Card Eligibility Standards

The eligibility standards, in addition to paperwork to be submitted, are listed beneath:

  • Salaried professionals must be aged 21 years and above however beneath 60 years. Earnings must be greater than Rs.1 lakh per thirty days.
  • Self-employed candidates must be aged 21 years and above however beneath 65 years. Annual earnings must be greater than Rs.12 lakh.
  • Earnings proof, tackle proof and id proof paperwork are to be submitted as per the financial institution’s request.

Paperwork Required to Apply for HDFC Financial institution Regalia Credit score Card are:

  • Proof of Id
    • Driving License
    • Passport
    • Aadhaar card
  • Handle Proof
    • Passport
    • Ration Card
    • Voter ID
    • Aadhaar card
  • Earnings Proof
    • Wage Slip
    • IT Returns
    • Type 16

How you can Apply for HDFC Financial institution Regalia Credit score Card On-line

Apply for an HDFC Regalia bank card on-line by following the steps beneath:

  • Go to the HDFC Financial institution web site and select the ‘Regalia’ card.
  • Click on on the ‘Apply On-line’ button.
  • You may be redirected to an internet kind. Fill within the required particulars akin to title, cell quantity, e-mail ID, firm title, month-to-month earnings, and so on.
  • Click on on ‘Submit’.
  • As soon as HDFC receives your utility, you’ll obtain a telephone name or SMS in your registered cell quantity.

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When you’re eligible for the cardboard, the applying course of might be knowledgeable to you over the decision and the additional process will observe.

FAQs on HDFC Regalia Credit score Card

  1. How do I earn reward factors on Regalia Credit score Card?

    You’ll be able to earn reward factors by making transactions utilizing your Regalia Credit score Card. Solely retail spends are eligible for the reward factors. Gas transactions and EasyEMI transactions will not be eligible for reward factors. The accrued reward factors may have an expiry of two years earlier than which they need to be redeemed for varied presents out there on the rewards catalogue.

  2. Do I earn reward factors for worldwide flight bookings made utilizing Regalia Credit score Card?

    Sure, you earn reward factors for all home and worldwide airways bookings.

  3. Can I recharge my cell on the Regalia on-line platform?

    Sure, you’ll be able to entry the HDFC Regalia on-line portal and recharge your pay as you go cell phone.

  4. How can I make funds for the HDFC Regalia card?

    You can also make funds on your bank card by means of a number of fee choices like auto pay, funds switch, Internet Banking, cell banking, and so on.

  5. I misplaced my Regalia bank card. What do I do?

    In case you have misplaced/misplaced your card, merely name the HDFC Credit score Card Buyer Care division and notify them of the identical. Your card might be blocked immediately. Alternatively, you’ll be able to report a misplaced/stolen card by means of your NetBanking account.

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